In this episode, we explore the rise of Remote Online Notarization (RON) in Maine and its impact on real estate transactions. We discuss how RON works, the convenience it offers, and its growing popularity—especially in the wake of the COVID-19 pandemic. We also dive into the security and legal considerations, including the platforms approved for use in Maine and the steps notaries must take to become RON-certified. Additionally, we touch on the limitations of RON signings, including title insurance underwriters' guidelines, state requirements, and lender restrictions.

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What is RON? Remote Online Notarization allows notarizations to happen via a secure video call, making it more convenient for real estate transactions.

 

History in Maine: RON was fast-tracked during COVID-19 to enable remote transactions, leading to its legalization in 2021.

 

Approved Platforms: Maine has approved specific platforms like DocVerify, Notarize, Pavaso and Stavvy among others for conducting RON.

 

Becoming a RON Notary: Notaries must complete additional training and use approved platforms to become authorized for RON in Maine.

 

Security Concerns: RON includes robust identity verification and data security measures, but there are still concerns about fraud and technical reliability.

 

Limitations: Not all title insurance underwriters, lenders, or banks accept RON, so it’s important to check these restrictions before proceeding.

 

References and Resources:

Maine Secretary of State - Notary Public Information

National Notary Association - What Is Remote Online Notarization?

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COVID-19 and the Adoption of RON in Real Estate

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Stavvy Remote Notarization Platform

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